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Future-Ready Technology for Financial Services
At Xpertek, we are proud to be a trusted name in the financial services technology sector — Reliable, Reputable, Trusted, and Quality-driven.
For over two decades, we’ve built our reputation by developing pioneering, lasting solutions that are crafted through enduring relationships with our clients. Our multi-skilled, passionate team lies at the heart of our success, consistently delivering solutions that drive real impact.
At Xpertek, we believe in partnerships built on trust, collaboration, and shared success. Every solution we design is tailored to meet the evolving needs of our clients — and, ultimately, their customers — ensuring we remain a vital part of their growth journey.
Legacy matters. We are proud pioneers of lasting solutions and enduring relationships, driven by a simple promise:
to deliver excellence you can rely on.
Our values of Integrity, Quality, Innovation and Commitment are demonstrated in the manner that we do business:
To be the leading provider of Future-Ready Technology for the Financial Services Industry.
We don’t just follow trends — we boldly solve the industry’s toughest challenges, equipping our clients with technology that is ready for the future today.
Xpertek is a South African software development company based in Woodmead, Johannesburg delivering quality, customised software to the financial services industry. Our clients range from small businesses to large enterprises, SMMEs and international banks.
We have over 20 years’ experience in the lending and payments sectors and offer two main solutions, Acquire Loan Management solution and SFI eVolve payment processing platform.
The payments solution expanded on under the SFI eVolve section, started in 1989 when the first payment processing solution was developed. Development of the Acquire solution started in 2001 when the first bespoke loan management solution was designed and built for a client who could not find anything suitable in the lending market.
From the time the Xpertek Group was formally formed in 2003 the products have evolved in leaps and bounds. Xpertek now offers the SFI eVolve solution as a web-based payments processing hub that is used in banks across Africa and the Caribbean.
The Acquire loan management product has grown to a functionally rich platform that can be used across many lending industries. This platform can be used to manage any type of loan, rental, lease or asset-based finance product that a lender wants to roll out in the market. We specialise in providing lending solutions to more alternative finance houses.
As a leading provider of quality financial management solutions in a niche market, we strive to deliver solutions that meet the needs of our clients and, ultimately, their customers.
As with any successful business the leadership is critical to ensure continuity and growth. Xpertek’s chairman and founder, Ray Leonard, who is a Chartered Management Accountant and Chartered Secretary, has had a varied career, including five years in the industry and 20 years at the general manager level of a major South African bank. He has held directorships of listed companies on three continents. After heading up a major technology group for some years, he spearheaded an MBO of several businesses, which formed the present Xpertek. Ray is a specialist in systems and processes, and passionate about technology. The Xpertek management team is privileged to learn from such an experienced and passionate leader whose aim is to support and guide his team to grow the Xpertek brand, and ensure the resolution of the industry’s challenges, while continuing to build a legacy based on lasting business relationships.
Xpertek is a leading provider of diverse software solutions focused on the financial industry with an international footprint in 18 countries.
Established in 2003, Xpertek has vast experience developing loan management and bulk payment processing solutions. We provide our clients with robust, stable solutions to solve their varied business requirements.
We specialise in providing lending solutions to alternative and more traditional finance houses which require loan management systems to manage a debtor’s book, whether for Loan Finance, Rental Finance, or Leasing.
The Xpertek loan management system (Acquire) efficiently manages:
Our Payment Processing software (SFI) enables banks to process bulk files from multiple originators (clients) to multiple beneficiaries across all banks within a particular country or across borders. SFI eVolve Payment hub is used in multiple African and Caribbean banks to process seamless bulk payments via EFT or bulk payment files.
We nurture close partnerships with our clients to deliver customized solutions to enhance the efficiency, productivity and growth of their business.
Xpertek Group has a presence in 18 countries and has been in operation since 2003.
Group - Chief Executive Officer
As a Chartered Management Accountant and Chartered Secretary, Ray has had a varied career. Including five years in the industry and 20 years at the general manager level at a major South African bank. He has held directorships of listed companies on three continents. After heading up a major technology group for some years, he spearheaded an MBO of several businesses. This then formed the present Xpertek. Ray is a specialist in systems and processes, and passionate about technology. He often enjoys the golf course’s and fresh air! He is a member of Institute of Chartered Management Accountants, Institute of Corporate Governors and Institute of Corporate Global Management Accountants.
Chief Executive Officer
Anneke has been with Xpertek for many years and was appointed CEO in 2025. She started in sales and customer relations before becoming Business Unit Manager of SFI, expanding her role across the Xpertek Group. Now, she continues to focus on client liaison, business development, and operations. Anneke has extensive banking and collections experience having spent most of her earlier career in that field. In 2011, she transitioned into the software industry with Xpertek. A challenge-seeker, Anneke enjoys golf, scuba diving, camping, and traveling with her family whenever possible.
Chief Executive Officer
Group - HR and Finance
Yola has over 20 years of experience in various payroll, HR, and finance roles. She has focused her career in the IT sector. Her journey with Xpertek started in 2005. She is closely involved with the many changes implemented to make the company into the successful enterprise it is today. Yola is married with two daughters, two grandchildren. Her favourite pastime is sharing wine and good food with friends.
Group - HR and Finance
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