Selecting an LMS: the critical compliance question most lenders skip More than 80% of enterprise software implementations experience unplanned post-launch operational costs due to overlooked regulatory integration requirements. During software…

The real cost of bad SACRRA credit data (and how to fix it) Under Section 72 of the National Credit Act (NCA), credit providers face a mandatory 20-business-day statutory deadline…

Xpertek Acquire achieves SACRRA ALG accreditation: native automated credit reporting South African credit providers report millions of account updates to SACRRA every monthly cycle, with each record required to strictly…

The problem: a loan book that outgrew the spreadsheet Managing a loan book on Excel works until it doesn’t. While manual management is manageable when the book is small, however,…

Early warning signs of loan default: What South African lenders should watch for. The signs before the payment is missed South Africa’s vehicle asset finance market is holding up. TransUnion’s…

What can a lender actually see when a business applies for asset finance? A construction company applies for R2.4 million to finance an excavator. You have their financials, a bank…

Every growing lending business hits the same wall eventually. The systems that worked when you had 200 accounts start to strain at 2,000. Spreadsheets that once gave you confidence now…

Nigeria’s real-time payments infrastructure is one of the most mature on the continent. The Central Bank of Nigeria’s 2025 Fintech Policy Insight Report, developed through a nationwide ecosystem survey and…

Scaling payment volumes without the operational weight A commercial bank in Ghana was carrying rising transaction volumes across fragmented payment workflows. Manual reconciliation and limited real-time visibility were holding back…

Africa’s fintech story is still being written, and the next chapter looks different from the last one. McKinsey’s recent report, Redefining Success: A New Playbook for African Fintech Leaders, maps…