How a growing lender fixed portfolio infrastructure to secure funder capital
How a growing lender fixed portfolio infrastructure to secure funder capital The problem: a growing book, and a funding wall This lender had built a sizable loan book on largely manual processes, workable while the portfolio was small, but not built to support the next phase of growth. Scaling further meant securing additional funding, and […]
How to move from Excel to automated loan management: Solving revenue leakage and scaling operations
The problem: a loan book that outgrew the spreadsheet Managing a loan book on Excel works until it doesn’t. While manual management is manageable when the book is small, however, it quickly breaks down once volumes climb. For this lender, growth exposed the cracks: Repayment schedules that didn’t match reality Fees and charges forgotten, quietly […]
Early warning signs of loan default: What South African lenders should watch for.
Early warning signs of loan default: What South African lenders should watch for. The signs before the payment is missed South Africa’s vehicle asset finance market is holding up. TransUnion’s Q1 2026 South Africa Industry Insights Report puts account-level delinquency, measured as accounts three or more months in arrears, at roughly 7.1%.¹ The same report […]
