What can a lender actually see when a business applies for asset finance?
What can a lender actually see when a business applies for asset finance? A construction company applies for R2.4 million to finance an excavator. You have their financials, a bank statement pack, and whatever your credit committee can establish about the directors. What you have very little of is any record of how this company […]
What South Africa’s fintech lending boom means for your loan book
Every growing lending business hits the same wall eventually. The systems that worked when you had 200 accounts start to strain at 2,000. Spreadsheets that once gave you confidence now leave you double-checking figures. And the market you’re operating in isn’t slowing down to wait for you to catch up. That’s the position a lot […]
Nigeria’s payment volumes grew 120% in two years. Here’s what your payment layer needs
Nigeria’s real-time payments infrastructure is one of the most mature on the continent. The Central Bank of Nigeria’s 2025 Fintech Policy Insight Report, developed through a nationwide ecosystem survey and two closed-door stakeholder roundtables, places the NIBSS NIP platform among the leading real-time payment systems globally. The platform processed close to 11 billion transactions in […]
The fastest way to close your compliance gap
RelyComply’s white paper, Bridging the Compliance Gap, opens with a problem every African bank should be taking seriously. Financial crime no longer looks like cash in a briefcase. It moves through the same digital channels banks use to process salaries, settle RTGS instructions, and clear bulk payment files. The infrastructure most banks have in place […]
From the Fairways to FinTech Compliance: A Week on the Move with Team Xpertek
At Xpertek, we have always believed that business is about far more than just writing code, optimising software ecosystems, or managing backend data flows. At its heart, business is about connection. It is about the relationships we build with our asset finance clients, the compliance networks we strengthen to secure their operations, and the local […]
